CalculatorsZed is a free online calculator platform based in Zambia, designed to help everyday Zambians with financial, health, education, tax, and other calculations.

This policy applies to all visitors and users of the CalculatorsZed website and its tools.

We collect minimal information necessary to operate and improve our website. Here is what we may collect:

a) Information You Provide Voluntarily

• Your name and email address if you contact us via our contact form
• Any messages or enquiries you send us directly
• Newsletter subscription details if you choose to subscribe

b) Information Collected Automatically

• Your IP address and approximate geographic location
• Browser type, device type, and operating system
• Pages you visit on our website and how long you spend on them
• Referring website or search term that brought you to our site
• Date and time of your visit

We use the information we collect for the following purposes:

• To operate and maintain the CalculatorsZed website
• To understand how visitors use our site so we can improve it
• To respond to your messages, questions, or support requests
• To send newsletters or updates to subscribers who have opted in
• To detect and prevent technical issues, spam, or fraudulent activity
• To display relevant advertisements through Google AdSense
• To comply with legal obligations

We do not sell, rent, or trade your personal information to any third party for their marketing purposes.

CalculatorsZed uses cookies and similar tracking technologies to enhance your experience and gather analytical data. Cookies are small text files stored on your device.

Types of Cookies We Use

• Essential Cookies: Required for the website to function properly. These cannot be disabled.
• Analytics Cookies: Used via Google Analytics to understand visitor behaviour, popular pages, and traffic sources. This data is anonymous and aggregated.
• Advertising Cookies: Used by Google AdSense to display personalised advertisements based on your browsing history and interests.
• Preference Cookies: Remember your settings and preferences to improve your experience on return visits.

We use Google Analytics to track anonymous usage data. Google Analytics may set its own cookies. For more information, visit Google’s Privacy Policy.

CalculatorsZed uses Google AdSense to display advertisements on our website. This helps us keep all our calculator tools completely free for users.

Google AdSense may use cookies and web beacons to serve ads based on your prior visits to our website or other websites on the internet. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the internet.

• Google may use information about your visits to show you more relevant ads
• Third-party vendors, including Google, use cookies to serve ads based on prior visits
• You can opt out of personalised advertising by visiting Google’s Ads Settings
• You can also opt out via www.aboutads.info/choices

Our website may contain links to external websites, such as betting platforms (BetPawa, SportyBet, 1xBet), government portals (ZRA, NAPSA), and other third-party services.

• CalculatorsZed is not responsible for the privacy practices of any linked external websites
• We encourage you to read the privacy policy of every website you visit
• Clicking on third-party links may allow those websites to collect data about you
• Our linking to an external site does not imply endorsement of that site’s content or privacy practices

We use the following third-party services that may collect data independently:

• Google Analytics — website traffic analysis
• Google AdSense — advertising
• WordPress — content management platform
• Elementor — page builder plugin

CalculatorsZed is a general-purpose calculator website intended for users of all ages. However, we do not knowingly collect personal information from children under the age of 13.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at hello@calculatorszed.com and we will take steps to delete that information promptly.

Depending on your location and applicable laws, you may have the following rights regarding your personal data:

• Right to Access: You can request a copy of the personal data we hold about you
• Right to Correction: You can ask us to correct inaccurate or incomplete information
• Right to Deletion: You can request that we delete your personal data, subject to legal requirements
• Right to Object: You can object to how we process your data in certain circumstances
• Right to Withdraw Consent: Where processing is based on consent, you may withdraw it at any time
• Right to Unsubscribe: You can unsubscribe from our newsletter at any time via the link in any email we send

To exercise any of these rights, please contact us at hello@calculatorszed.com. We will respond to all requests within 30 days.

We take the security of your information seriously and implement appropriate technical and organisational measures to protect it against unauthorised access, alteration, disclosure, or destruction.

• Our website uses HTTPS encryption (SSL certificate) to protect data in transit
• Access to any personal data we store is restricted to authorised personnel only
• We regularly review and update our security practices
• Calculator inputs are never transmitted to our servers — all processing happens in your browser

While we take every reasonable precaution, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security but are committed to using industry-standard protections.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons.

• We will notify users of significant changes by updating the “Last Updated” date at the top of this page
• For major changes, we may also display a notice on our homepage
• We encourage you to review this policy periodically to stay informed
• Your continued use of CalculatorsZed after any changes constitutes acceptance of the updated policy

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please do not hesitate to contact us:

We aim to respond to all enquiries within 2–3 business days.