Disclaimer
Last Updated: July 2026
Welcome to Calculator Zed. The information provided by our website and tools (“we,” “us,” or “our”) is for general informational, educational, and estimation purposes only. All information on the site is provided in good faith based on current Zambian guidelines, market averages, and international standards (such as WHO).
However, Calculator Zed makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information or calculations provided on the site.
By using our calculators, you agree to the following specific disclaimers:
🏥 Medical & Health Disclaimer
Our health tools (including the Child Growth Calculator, BMI Calculator, and Water Intake Calculator) are not a substitute for professional medical advice, diagnosis, or treatment.
- Always seek the advice of your physician, pediatrician, or local clinic nurse with any questions you may have regarding a medical condition.
- If you suspect your child is malnourished, stunted, or suffering from a health issue based on our growth calculator, visit your nearest government clinic or hospital immediately for a professional physical assessment.
- Never disregard professional medical advice or delay in seeking it because of something you have read or calculated on this website.
💰 Financial, Tax & Legal Disclaimer
Our financial tools (including PAYE, NAPSA, and Investment Calculators) provide estimates only based on standard Zambian Revenue Authority (ZRA) and NAPSA brackets available at the time of coding.
- Tax laws, statutory deductions, and thresholds in Zambia are subject to change during national budget readings.
- These calculators do not account for complex tax rebates, specific allowances, or unique employer deductions.
- Calculator Zed is not a registered tax consultant or financial advisor. Always consult a certified accountant or refer directly to the Zambia Revenue Authority (ZRA) for official tax assessments and legal financial advice.
🌾 Agriculture & Farming Disclaimer
Farming involves significant biological, environmental, and economic risks. Our agricultural calculators (Crop Yields, Fertilizer Requirements, Tomato Spacing) provide theoretical estimates based on optimal conditions.
- No Yield Guarantees: Actual crop yields will vary drastically based on rainfall patterns (e.g., El Niño droughts), soil quality, pest outbreaks (e.g., Fall Armyworm, Tuta Absoluta), and farm management practices.
- Market Fluctuations: Market prices for crops (like maize or tomatoes at Soweto/Chisokone markets) fluctuate daily based on supply and demand. Do not use our profit estimators as a guaranteed financial projection.
- Always conduct a professional soil test and consult with an agronomist or the Ministry of Agriculture / ZARI before making large financial commitments to seeds, fertilizers, or agrochemicals.
🏠 Construction & Engineering Disclaimer
Our House Plan and Construction Cost Calculators provide rough budgetary guidelines based on average material and labor costs in Zambia.
- Construction costs fluctuate frequently based on the cost of imported materials, fuel prices, and local labor rates.
- These tools do not account for specific site conditions (e.g., rocky soil requiring blasting, high water tables requiring specialized foundations).
- Calculator Zed is not an architectural or engineering firm. Always hire a registered Quantity Surveyor (QS), Structural Engineer, and Architect for official Bills of Quantities (BoQ), structural drawings, and local council approvals.
Limitation of Liability
Under no circumstance shall Calculator Zed, its creators, or its affiliates have any liability to you for any direct, indirect, consequential, or incidental damages, or any loss of profits, revenue, data, or crops, arising out of or in connection with your use of the website or reliance on any information provided by our calculators.
External Links Disclaimer
Our website may contain links to external websites (such as the WHO, ZRA, ZAMACE, or UNICEF). We provide these links for reference and convenience only. Calculator Zed does not warrant, endorse, guarantee, or assume responsibility for the accuracy or relevance of any information on those third-party websites.
Contact Us
If you have any questions, concerns, or require clarification regarding this disclaimer or the methodology behind our calculators, please contact us:
Calculator Zed
📍 2220 Kawama, KCC, Kitwe, Zambia
📱 0968 420 371
📧 suportcalculatorszed@gmail.com